US Treasury Secretary Scott Bessent has a straightforward message for taxpayers: adjust your tax withholding to keep more money from your paycheck right now.
Bessent advises Americans to change their tax withholding as soon as possible, which can feel like getting a raise without waiting for anything else to change.
According to Reuters, Bessent shared this advice at a time when tax refunds are already higher than usual, with refunds in the 2026 filing season up by more than 10 percent compared to last year.
People are also using deductions on tip income, Social Security and interest on auto loans for domestic cars, which helps lower the total tax they have to pay.
To follow Scott Bessent's advice, the main tool is the W-4 form, which has some major updates due to the 2025 tax law.
Experts say you should review your W-4 after big life changes like starting a new job, getting married or divorced, having a child or if you owed money or got a large refund last tax season.
