December Social Security Payments Unveiled: COLA Hike to Boost Benefits in January
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Social Security recipients can expect to receive their December payments as per the regular schedule, marking the final disbursement before the 2.8% cost-of-living adjustment (COLA) kicks in. To determine when you'll receive your payment, check your birthdate: those born between the 1st and 10th will get paid on December 10, while those born between the 11th and 20th will receive their benefits on December 17. Individuals born after the 20th will be paid on December 24. A special note for those who started receiving benefits prior to May 1997: your payment is due on December 3. After the December payments, recipients will enjoy a 2.8% COLA increase, translating to an average monthly boost of around $56. This COLA will be implemented in January 2026. To plan your finances, you can access the Social Security Administration's calendar online, which outlines the payment schedules for both 2025 and 2026. Here's a quick glance at the payment schedules: - December 2025: - December 10: Birthdates 1st-10th - December 17: Birthdates 11th-20th - December 24: Birthdates 21st-31st - January 2026: - January 14: Birthdates 1st-10th - January 21: Birthdates 11th-20th - January 28: Birthdates 21st-31st For Supplemental Security Income recipients, payments are generally made on the first business day of each month. For December, that falls on December 1, but due to January 1, 2026 being a holiday, the January payments will be made on December 31, 2025.
